Banking on Data Podcast
The Banking on Data podcast is for community bank and credit union leaders who understand that the future of financial services is powered by data.
Hosted by Ed Vincent, CEO of Lumio Solutions, this podcast offers executive-level insights into how financial institutions can leverage business intelligence, data strategy, and advanced analytics to drive performance, manage risk, and unlock growth opportunities. Each episode features conversations with industry leaders, data experts, and financial executives who share practical strategies for building data-centric cultures, navigating regulatory pressures, and turning information into action. From modernizing legacy systems to aligning data with boardroom decisions, Banking on Data equips C-suite executives with the knowledge they need to lead confidently in a digital-first era. This podcast was formerly known as the Risk Intel Podcast.
Learn more at www.lumiosolutions.io
Episodes
110 episodes
S3 | E27: AI Starts with Data: Why Governance Is Your First Step
Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness tha...
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Season 3
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Episode 27
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38:31
S3 | E26: Building a Cyber Risk Playbook for the Post-CAT World
Cybersecurity is evolving faster than many community banks and credit unions can keep pace with. With the retirement of the FFIEC Cybersecurity Assessment Tool (CAT) on August 31, 2025, financial institutions are left wondering how best ...
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Season 3
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Episode 26
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16:44
S3 | E25: Responsible Innovation: How Fintechs & Banks Can Align for the Future
What happens when innovation outpaces regulation - and when community banks must adapt to a world moving faster than ever before?In this episode of Banking on Data, Host Ed Vincent sits down with Phil Goldfeder<...
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Season 3
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Episode 25
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27:52
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S3 | E24: AI Oversight: Why Program Risk Assessment Is Essential
Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceler...
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Season 3
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Episode 24
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10:57
S3 | E23: How Community Financial Institutions Can Build a Responsible AI Approach
Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance...
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Season 3
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Episode 23
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19:19
S3 | E22: Mind The Gap (PT3): How a Playbook Minimizes Execution Risk
In this episode of The Banking on Data Podcast, Ed Vincent welcomes back Craig Hartman, founder and CEO ...
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Season 3
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Episode 22
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27:12
S3 | E21: Mind the Gap (PT2): Mitigating Execution Risk
In Part 2 of our Banking on Data podcast series with our partners at Plansmith, Edward Vincent welcomed back ...
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Season 3
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Episode 21
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18:35
S3 | E20: Mind The Gap (PT1) What Does Execution Risk Really Mean For Banks?
In this Banking on Data podcast, host Edward Vincent invited Craig Hartman, the Chairman and CEO of
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Season 3
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Episode 20
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27:28
S3 | E19: Cyber Risk in Focus: The Regulatory Shift and What It Means for You
The Banking on Data podcast welcomed back Josh Magri, CEO of the Cyber Risk Institute (CRI), for a timely Part 2 conversation focused on the evolving cybersecurity...
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Season 3
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Episode 19
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29:13
S3 | E18: Cyber Risk in Focus Evolving Threats and the Sunset of the CAT Tool
The cybersecurity landscape is changing fast. And for financial institutions, one of the biggest shifts on the horizon is the sunsetting of the FFIEC Cybersecurity Assessment Tool (CAT) in August 2025. In this episode of the B...
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Season 3
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Episode 18
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27:15
S3 | E17: Putting Data Strategy Into Action: From Whiteboard to Real-World Impact
Organizations across the financial sector are investing more time and energy into data strategy, but many still struggle to move from planning to execution. In this episode of the Banking on Data Podcast,
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Season 3
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Episode 17
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19:06
S3 | E16: The Data Strategy Divide: Why Reports Aren’t Enough
Ed Vincent, host of the Banking on Data Podcast, welcomed Jeff Fink back to the show for part three of their Data Strategy Series. This week's insightful conversation dives deep into the distinction between data strategy VS reporting, ...
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Season 3
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Episode 16
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12:23
S3 | E15: Defining A Data Strategy: What a Data Strategy is - and Isn’t
In this episode of the Banking on Data Podcast, Ed Vincent welcomes back Lumio’s Chief Product Officer, Jeff Fin...
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Season 3
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Episode 15
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8:36
S3 | E14: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck To Start
For many community banks, embarking on a data strategy can feel like an overwhelming endeavor. Limited resources, small teams, and the misconception that “big data” is only for large institutions often lead to inertia. But as discussed in the l...
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Season 3
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Episode 14
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28:05
S3 | E13: 2025 Top Emerging Risks: Preparing for the Unpredictable
In this episode of the Risk Intel Podcast, host and Lumio CEO Edward Vincent invited CFO/CRO
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Season 3
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Episode 13
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23:13
S3 | E12: How to Improve Collaboration Among Banks, FinTechs, and Regulators
The relationship among banks, FinTechs, and regulators has never been more critical - or more complex for that matter. With technology advancing at breakneck speed, the challenge lies in striking a healthy balance between fostering innovation, ...
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Season 3
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Episode 12
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42:56
S3 | E11: Q1 Pulse Check: Kirsten Muetzel Shares 2025 Financial Services Vital Signs
As the year 2025 unfolds, the financial services industry is experiencing shifts that few could have fully anticipated at the beginning of the year. From regulatory changes to the rapid advancement of artificial intelligence (AI), and global ec...
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Season 3
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Episode 11
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37:41
S3 | E10: Why Should a Financial Institution CEO Prioritize ERM?
Enterprise Risk Management (ERM) has long been viewed as a defensive function—something financial institutions do to satisfy regulators and avoid compliance issues. However, this perspective is outdated. In today’s volatile business environment...
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Season 3
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Episode 10
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16:39
S3 | E8: How Vantage Bank Modernized Their ERM Program Through Data & Technology
Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to inno...
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Season 3
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Episode 8
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25:36
S3 | E7: Best Practices for a Successful RCSA Implementation
Implementing a Risk and Control Self-Assessment (RCSA) tool is a crucial step for financial institutions seeking to enhance their risk management frameworks. Starting with a well-executed RCSA process enables organizations to identify, assess, ...
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Season 3
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Episode 7
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16:26
S3 | E6: SRA Watchtower + Lumio Insight: The Future of Risk & Business Intelligence
The latest episode of the Banking on Data Podcast featured Jeff Fink, Co-Founder of Lumio Insight, joining host
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Season 3
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Episode 6
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20:14
S3 | E5: How To Drive A Calculation Methodology Within Your RCSA
In this episode of the Banking on Data Podcast, Beth Nilles joins host, Ed Vincent to discuss how to drive a calculation methodology within a bank's or credit union's Ri...
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Season 3
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Episode 5
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15:14
